Back when I was fresh out of university, my mom helped me purchase my first property. She took me to see a townhouse and told me to buy it. I vividly remember thinking that I was NOT ready for this. I had $50,000 in student loans, was in the midst of lining up a full-time job, and did not have the 5% down payment. But my mom told me not to worry — that we would figure it out.