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    How to Include Upgrades with your New Purchase
    Sylvia Ho
    • Jan 17
    • 1 min

    How to Include Upgrades with your New Purchase

    You may be able to qualify for a Purchase Plus Improvements mortgage and include the cost of renovations into your mortgage.
    130
    The benefits of a Mortgage Broker
    Sylvia Ho
    • Jan 3
    • 1 min

    The benefits of a Mortgage Broker

    There are many other benefits of having a mortgage broker on your side. With a mortgage broker, I work for you, and I work with a variety of
    240
    How often you'll make mortgage payments
    Sylvia Ho
    • Dec 28, 2021
    • 1 min

    How often you'll make mortgage payments

    Your lender will determine how much your mortgage payment is and you can decide whether you want to make payments monthly, semi-monthly, bi-
    100
    Preparing for Your Mortgage Renewal
    Sylvia Ho
    • Dec 7, 2021
    • 1 min

    Preparing for Your Mortgage Renewal

    One year from your mortgage maturity date, you will want to follow important tips to ensure you get the best rate and terms.
    90
    What do you do when your mortgage term ends?
    Sylvia Ho
    • Nov 9, 2021
    • 1 min

    What do you do when your mortgage term ends?

    At the end of your mortgage term, what's next? What are you options? Do you just sign the letter from your lender? Understanding ALL of...
    60
    How to get the best rate at renewal
    Sylvia Ho
    • Oct 26, 2021
    • 1 min

    How to get the best rate at renewal

    Tips on how to get the best mortgage rate at your renewal
    210
    Why NOT to sign that renewal letter
    Sylvia Ho
    • Oct 12, 2021
    • 1 min

    Why NOT to sign that renewal letter

    Around 4 months before your mortgage term ends, your lender will send you a letter or notification to renew your mortgage with them.
    50
    The Story of the Gold Toilet
    Sylvia Ho
    • Sep 28, 2021
    • 1 min

    The Story of the Gold Toilet

    Have I ever told you the story of the gold toilet? If you've been told to remove the financing clause on a property you want to purchase,...
    50
    What is the Difference Between Mortgage Lenders?
    Sylvia Ho
    • Aug 9, 2021
    • 1 min

    What is the Difference Between Mortgage Lenders?

    The difference between mortgage lenders - from banks to credit unions and mortgage finance companies.
    140
    How To Get a Mortgage for your New Construction Property
    Sylvia Ho
    • Aug 9, 2021
    • 1 min

    How To Get a Mortgage for your New Construction Property

    How To Get a Mortgage for a New Construction Property. Important tips to new construction financing to save money and time.
    50
    Common Mistakes Homebuyers Make
    Sylvia Ho
    • Aug 4, 2021
    • 1 min

    Common Mistakes Homebuyers Make

    Your Mortgage Pre-Approval is conditional and based on your financial criteria at the time of application.
    100
    Why You Should Review Your Mortgage Annually
    Sylvia Ho
    • Jul 21, 2021
    • 1 min

    Why You Should Review Your Mortgage Annually

    Reviewing your mortgage annually with a Mortgage Broker can bring you closer to your financial goals.
    110
    Don't be surprised by Closing Costs
    Sylvia Ho
    • Jul 7, 2021
    • 1 min

    Don't be surprised by Closing Costs

    When purchasing a home, homebuyers need to consider Closings Costs which account for 3 to 4% of the purchase price.
    250
    The Million Dollar Question: Variable or Fixed Rate Mortgage?
    Sylvia Ho
    • Mar 3, 2021
    • 2 min

    The Million Dollar Question: Variable or Fixed Rate Mortgage?

    The answer - It really depends on YOUR situation! I know, I wish it was a simpler answer, but the decision between fixed and variable...
    190
    The Fine Print of a Mortgage Agreement: Do you Want a Straw or a Brick House?
    Sylvia Ho
    • Nov 10, 2020
    • 3 min

    The Fine Print of a Mortgage Agreement: Do you Want a Straw or a Brick House?

    It’s time for a fairy tale (but trust me, it’s applicable to real life!) Remember the classic fairy tale of the three little pigs? The...
    280
    Mortgages & Sports Stores: An Athletic Analogy!
    Sylvia Ho
    • Oct 15, 2020
    • 2 min

    Mortgages & Sports Stores: An Athletic Analogy!

    Are you wondering what sports stores and mortgages could possibly have in common? We’ll explain in this blog! Shopping at the Nike store...
    240
    Attention realtors…. Will incorporating mean you can’t get into your dream home?
    Sylvia Ho
    • Oct 2, 2020
    • 3 min

    Attention realtors…. Will incorporating mean you can’t get into your dream home?

    Realtors: This can affect your future On October 1st, 2020, the Ontario government implemented new regulations that impact real estate...
    170
    How To Avoid Paying $25K In Fees When Setting Up A Mortgage
    Sylvia Ho
    • Feb 10, 2020
    • 2 min

    How To Avoid Paying $25K In Fees When Setting Up A Mortgage

    A question I get asked a lot: Why go through a mortgage agent like myself? Why not just go to your local branch? Let me tell you how I...
    220
    10 Reasons to Use Sylvia Ho - Mortgage Agent vs a Bank
    Sylvia Ho
    • Sep 13, 2019
    • 2 min

    10 Reasons to Use Sylvia Ho - Mortgage Agent vs a Bank

    1. Free service with real value - You don’t get charged for my services. Banks pay my commission. It’s cheaper for the lenders to pay me...
    400
    Combined Property Tax & Mortgage Payments: Convenient or Costly?
    Sylvia Ho
    • Aug 16, 2019
    • 3 min

    Combined Property Tax & Mortgage Payments: Convenient or Costly?

    If you’re a Canadian homeowner paying your property taxes and mortgage in one single payment, you might be paying more than you should....
    600
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