Sylvia HoJan 171 minHow to Include Upgrades with your New PurchaseYou may be able to qualify for a Purchase Plus Improvements mortgage and include the cost of renovations into your mortgage.
Sylvia HoJan 31 minThe benefits of a Mortgage BrokerThere are many other benefits of having a mortgage broker on your side. With a mortgage broker, I work for you, and I work with a variety of
Sylvia HoDec 28, 20211 minHow often you'll make mortgage paymentsYour lender will determine how much your mortgage payment is and you can decide whether you want to make payments monthly, semi-monthly, bi-
Sylvia HoDec 7, 20211 minPreparing for Your Mortgage RenewalOne year from your mortgage maturity date, you will want to follow important tips to ensure you get the best rate and terms.
Sylvia HoNov 9, 20211 minWhat do you do when your mortgage term ends?At the end of your mortgage term, what's next? What are you options? Do you just sign the letter from your lender? Understanding ALL of...
Sylvia HoOct 26, 20211 minHow to get the best rate at renewalTips on how to get the best mortgage rate at your renewal
Sylvia HoOct 12, 20211 minWhy NOT to sign that renewal letterAround 4 months before your mortgage term ends, your lender will send you a letter or notification to renew your mortgage with them.
Sylvia HoSep 28, 20211 minThe Story of the Gold ToiletHave I ever told you the story of the gold toilet? If you've been told to remove the financing clause on a property you want to purchase,...
Sylvia HoAug 9, 20211 minWhat is the Difference Between Mortgage Lenders?The difference between mortgage lenders - from banks to credit unions and mortgage finance companies.
Sylvia HoAug 9, 20211 minHow To Get a Mortgage for your New Construction PropertyHow To Get a Mortgage for a New Construction Property. Important tips to new construction financing to save money and time.
Sylvia HoAug 4, 20211 minCommon Mistakes Homebuyers MakeYour Mortgage Pre-Approval is conditional and based on your financial criteria at the time of application.
Sylvia HoJul 21, 20211 minWhy You Should Review Your Mortgage AnnuallyReviewing your mortgage annually with a Mortgage Broker can bring you closer to your financial goals.
Sylvia HoJul 7, 20211 minDon't be surprised by Closing Costs When purchasing a home, homebuyers need to consider Closings Costs which account for 3 to 4% of the purchase price.
Sylvia HoMar 3, 20212 minThe Million Dollar Question: Variable or Fixed Rate Mortgage?The answer - It really depends on YOUR situation! I know, I wish it was a simpler answer, but the decision between fixed and variable...
Sylvia HoNov 10, 20203 minThe Fine Print of a Mortgage Agreement: Do you Want a Straw or a Brick House?It’s time for a fairy tale (but trust me, it’s applicable to real life!) Remember the classic fairy tale of the three little pigs? The...
Sylvia HoOct 15, 20202 minMortgages & Sports Stores: An Athletic Analogy!Are you wondering what sports stores and mortgages could possibly have in common? We’ll explain in this blog! Shopping at the Nike store...
Sylvia HoOct 2, 20203 minAttention realtors…. Will incorporating mean you can’t get into your dream home? Realtors: This can affect your future On October 1st, 2020, the Ontario government implemented new regulations that impact real estate...
Sylvia HoFeb 10, 20202 minHow To Avoid Paying $25K In Fees When Setting Up A MortgageA question I get asked a lot: Why go through a mortgage agent like myself? Why not just go to your local branch? Let me tell you how I...
Sylvia HoSep 13, 20192 min10 Reasons to Use Sylvia Ho - Mortgage Agent vs a Bank 1. Free service with real value - You don’t get charged for my services. Banks pay my commission. It’s cheaper for the lenders to pay me...
Sylvia HoAug 16, 20193 minCombined Property Tax & Mortgage Payments: Convenient or Costly?If you’re a Canadian homeowner paying your property taxes and mortgage in one single payment, you might be paying more than you should....