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  • Sylvia Ho

Which Group of Landlords Do You Fall Under? Read to find out!

๐–๐‡๐„๐ ๐ˆ๐“ ๐‚๐Ž๐Œ๐„๐’ ๐“๐Ž ๐‚๐Ž๐‹๐‹๐„๐‚๐“๐ˆ๐๐† ๐˜๐Ž๐”๐‘ ๐‘๐„๐๐“๐€๐‹ ๐ˆ๐๐‚๐Ž๐Œ๐„ ๐…๐‘๐Ž๐Œ ๐˜๐Ž๐”๐‘ ๐“๐„๐๐€๐๐“, ๐“๐‡๐„๐‘๐„ ๐€๐‘๐„ ๐“๐–๐Ž ๐†๐‘๐Ž๐”๐๐’ ๐Ž๐… ๐‹๐€๐๐ƒ๐‹๐Ž๐‘๐ƒ๐’โ€ฆ.

  1. ๐†๐‘๐Ž๐”๐ ๐Ž๐๐„ ๐…๐Ž๐‚๐”๐’๐„๐’ ๐Ž๐ ๐”๐’๐ˆ๐๐† ๐“๐‡๐„ ๐‘๐„๐๐“๐€๐‹ ๐ˆ๐๐‚๐Ž๐Œ๐„ ๐“๐Ž ๐๐€๐˜ ๐Ž๐…๐… ๐‘๐„๐๐“๐€๐‹ ๐„๐—๐๐„๐๐’๐„๐’โ€ฆ.

  2. ๐†๐‘๐Ž๐”๐ ๐“๐–๐Ž ๐…๐Ž๐‚๐”๐’๐„๐’ ๐Ž๐ ๐๐€๐˜๐ˆ๐๐† ๐Ž๐…๐… ๐“๐‡๐„๐ˆ๐‘ ๐Œ๐Ž๐‘๐“๐†๐€๐†๐„ ๐Ÿ๐ŸŽ ๐˜๐„๐€๐‘๐’ ๐„๐€๐‘๐‹๐ˆ๐„๐‘โ€ฆ

Regardless of whether they have a big mortgage or small mortgage on the owner-occupied home....

Group one often ends up worrying about cash flow as mortgage rates have gone up and the rental income isnโ€™t enough to cover the rental expenses anymoreโ€ฆ

While Group two ends up making their mortgage tax deductible and hence reaching mortgage freedom much earlier!


Because unless you stop using your rental income to pay off your rental expensesโ€ฆ

You will continue to be stressed out about your financesโ€ฆ

And when that keeps on happeningโ€ฆ it will only be a matter of time before you have to start dipping into your savings and lose the money you have put aside for vacation or even worse your retirement fund.

So next time you find yourself using your rental income to pay your rental expensesโ€ฆ

Focus on rearranging your cash flow to pay off your ownerโ€™s occupied mortgage first then using your line of credit to pay all the rental expenses.

If you want help on this, simply drop โ€œINFOโ€ in the comments below and I will send over the information.

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